Module 04

Credit Cards 101

Choose the right card for your spend pattern and understand when to apply for maximum approval odds.

Credit cards · 3 chapters

  1. 1 Choose the Right Credit Card Match issuer rewards to your top spend categories before you apply. 20 min read
  2. 2 Amazon Pay ICICI: Gift Card Synergy When this lifetime-free card pairs well with discounted Amazon balance — and when it does not. 18 min read
  3. 3 Fees, Caps & Fine Print Read reward caps before chasing headline percentages. 16 min read